Terms of Service

1. Introduction

Welcome to AI Financial Assistant. These Terms of Service ("Terms") govern your access to and use of our website, services, applications, and tools (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy.

Please read these Terms carefully before using our Services. If you do not agree to these Terms, you may not access or use our Services.

2. Eligibility

To use our Services, you must be at least 18 years old and capable of forming a binding contract with us. If you are using our Services on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms.

3. Account Registration

To access certain features of our Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with the above requirements.

4. Services

Our Services provide AI-powered financial assistance tools to help businesses monitor expenses, forecast budgets, and generate financial reports. We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time, including hours of operation or availability of the Services or any feature, without notice and without liability.

5. Fees and Payment

Some of our Services may be offered for a fee. By using a paid Service, you agree to pay the applicable fees as they become due. All fees are exclusive of applicable taxes, which you are responsible for paying. Fees are non-refundable except as required by law or as explicitly stated in these Terms.

We may change our fees at any time. If we increase fees for a Service you are using, we will provide you with notice prior to the fee change becoming effective. Your continued use of the Service after the fee change becomes effective constitutes your agreement to pay the updated fees.

6. User Content

Our Services may allow you to upload, submit, store, send, or receive content, including financial data, documents, or other information ("User Content"). You retain ownership of any intellectual property rights that you hold in that User Content.

By uploading User Content to our Services, you grant us a worldwide, royalty-free license to use, host, store, reproduce, modify, create derivative works, communicate, publish, publicly perform, publicly display, and distribute such User Content for the limited purpose of operating, developing, providing, and improving our Services.

You represent and warrant that you have all rights, power, and authority necessary to grant the rights granted herein to any User Content that you submit. You are responsible for ensuring that your User Content complies with these Terms and applicable law.

7. Prohibited Conduct

You agree not to misuse our Services. You may not:

• Use our Services in any manner that could interfere with, disrupt, negatively affect, or inhibit other users from fully enjoying our Services
• Use our Services in any way that could damage, disable, overburden, or impair the functioning of our Services
• Attempt to gain unauthorized access to our Services or to other users' accounts
• Use our Services to violate applicable law or infringe any person's or entity's intellectual property rights or any other proprietary rights
• Use our Services to transmit any viruses, malware, or other types of malicious software
• Use our Services to post or transmit any content that is illegal, fraudulent, defamatory, obscene, or otherwise objectionable

8. Intellectual Property

Our Services and their contents, including but not limited to text, graphics, images, logos, button icons, software, and other content, and the compilation thereof, as well as the design, structure, selection, coordination, expression, and arrangement of such content, are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services, except as generally and ordinarily permitted through our Services according to these Terms.

9. Disclaimer of Warranties

YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK. OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT OUR SERVICES WILL MEET YOUR REQUIREMENTS OR BE AVAILABLE ON AN UNINTERRUPTED, SECURE, OR ERROR-FREE BASIS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUE, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE OUR SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON OUR SERVICES; (C) ANY CONTENT OBTAINED FROM OUR SERVICES; OR (D) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT.

11. Indemnification

You agree to indemnify, defend, and hold harmless us and our officers, directors, employees, agents, and representatives from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from: (a) your use of and access to our Services; (b) your violation of any term of these Terms; (c) your violation of any third-party right, including without limitation any copyright, property, or privacy right; or (d) any claim that your User Content caused damage to a third party.

12. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use our Services will immediately cease.

13. Changes to Terms

We may revise these Terms from time to time. The most current version will always be posted on our website. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.

15. Contact Us

If you have any questions about these Terms, please contact us at:

Email: [email protected]

Address: 412 King Street W, Toronto, ON, Canada

Phone: +1 (437) 820-7647